Hind sight is 20/20. I am paying off my credit card debt. A debt which I already paid nearly twice, due to outrageous interest rates and penalties. I often ask myself WHY? I'm unemployed and it's taking it's toll on my physical and mental health. I'm seriously thinking about going against my own character and integrity and filing bankruptcy. Just to get this hideous burden away from me, once and for all. Projecting forward and imagining myself in your shoes, I would certainly be lamenting, "I should have filed bankruptcy! Look at what this burden has done to me! Why? To pay the filthy usurers and be one of their indentured servants! FUCK!"
Ya know what?
I was paying off some credit card debt (around 15K) and it was just getting to be too much-
I went through one of those "credit recovery"programs- a non profit- and, finally, the person that worked there said "just stop paying".
So I did.
Advice--
Creditors WILL track you down at work---I work from home, so that wasn't an issue-
NEVER ANSWER YOUR PHONE---EVER.
Leave your answering machine on 24/7.
You will be threatened with all kinds of law suits and possessions and all kinds of bullshit, but it all goes away after a few years.
Then they sell your unpaid account to REAL scumbags and the process starts all over again.
I imagine my credit is fucked, but I pay cash for everything so fuck it.
Problem is, let's say your health were magically restored and you knew for certain you'd only die of old age. How would you spend your time/mental energies any differently than before?
Bullshit. To start with a heart attack doesn't make the heart "weak" A heart attack kills tissue that is gone forever. A by pass is for blocked arteries so your imaginary friend was not strong as an ox as the angina would have crippled him of course you could be full of as much shit as the OP.
Posted 2/5/2012 8:22 pm : Edited 2/5/2012 8:23 pm
Good advice from the OP. From what I have seen so far, live is a long series of "little deaths" eg lots of things change for the worse. To top it off, as the brain ages and the "framerate" slows down so to speak, the perception of life really speeds up. 2 years at age 19 is like 10 or 15 years at age 40 in terms of the amount of living you experience.
I haven't really seen it written this way anywhere, so I will say that your life reaches the halfway point at about 25, and by 35 you are 80% of the way to death.
Kaposi's sarcoma (KS) is a tumor caused by Human herpesvirus 8 (HHV8), also known as Kaposi's sarcoma-associated herpesvirus (KSHV). It was originally described by Moritz Kaposi (KA-po-she), a Hungarian dermatologist practicing at the University of Vienna in 1872.[1] It became more widely known as one of the AIDS defining illnesses in the 1980s.
I worked in a cancer hospital for 25 years. I saw 4 bodies a day being wheeled out of there to the morgue. You're bang on. But the doctors are evil; you are their next BMW, the payment on their mistresses' apartment. You will be the stone they milk blood out of to enrich themselves and they are NOT human by any stretch of the imagination. Their sympathy is as tissue thin as your willingness to go along with what they've got scheduled for you. Don't play ball and the vicious abuse begins. Get a lawyer, file harassment charges and then go to somplace warm and paradisical to die in as much comfort as possible. Don't bargain pain killing drugs for treatment. They'll stiff you both ways, inflicting hideous pain and suffering and going cheap on the pain killers.
Posted 2/5/2012 8:57 pm
Just file. You have already paid your debt, fuck them. Cap 7 BK is no big deal. Your credit will improve a lot faster after the BK than if you drag that old debt around for years and years.
A heart attack kills tissue that is gone forever. A by pass is for blocked arteries so your imaginary friend was not strong as an ox as the angina would have crippled him of course you could be full of as much shit as the OP.
